Simply put, workers’ compensation is a type of legally mandated insurance that covers employees who are hurt on the job. It's generally paid for by employers, and the funds and recovery process are then administered by specialized entities. Due to the scale of workers’ compensation programs, the impact on public health organizations is high. Each state has its own workers’ compensation laws and entities (to find the appropriate office for your state, click here), but they generally require any business that has employees to purchase appropriate coverage or otherwise contribute to a workers’ compensation fund. In some states, small companies or companies in certain industries may be exempt from the workers’ compensation requirements. Employers in industries involving manual labor, however, are almost always required to purchase workers’ compensation insurance. Participation in a workers’ compensation program is often described as a substitute for the ability to sue an employer for negligence. That is, absent workers’ compensation laws and programs, an injured employee might be able to sue an employer for maintaining an unsafe workplace or issuing unsafe instructions. Instead, under workers’ compensation programs, injured employees are entitled to apply for limited benefits that are less speculative than a lawsuit would be. If an employer’s conduct is particularly reckless or is intentionally harmful, however, the right to sue generally remains. Compensation varies by state, and workers’ compensation typically covers medical expenses as well as lost wages (at a percentage of your usual wage). In addition, other benefits, such as rehabilitation or retraining, may be available. If an injury didn’t happen “in the course of employment,” however (i.e. at work or during work-related activities), that injury generally is not covered. Moreover, injuries incurred when an individual is working while intoxicated or acting independently are not covered; for example: If employees get into a fight and one is injured, workers’ compensation generally is not available to the injured party. As a public health matter, workers’ compensation raises interesting concerns. Based on data available from 2000, more than 15 percent of states received “F” grades regarding the performance of their workers’ compensation programs from the federal Occupational Safety and Health Administration, indicating that there is quite a lot of room for states at an organizational level to improve on coverage of injured employees. Moreover, the amounts involved are staggering. Nationwide, in 2010, over $50 billion in benefits were paid out. Of this, nearly 50 percent were for medical benefits, which in 1970 were only 30 percent of the total payout. Rising health care costs are expected to account for an increasing share of payouts in the coming years, as well. As the workforce grows and changes, public health professionals would also be well-served to stay abreast of the injuries that are typical to professions that are increasing in popularity; for example: If office work continues to become more and more common, claims for lower back injuries and carpal tunnel syndrome should be expected to increase correspondingly. For that reason, studies pursued and educational materials crafted by public health agencies should be tailored to reflect injuries that are common to the workforce as it evolves. In addition, any efficiencies that can be introduced into the workers’ compensation program, whether at the employee end, the health care provider end or the various organizational ends, will have tremendous impact due to the number of people affected by workers’ compensation issues. With over 100,000,000 people currently covered, workers’ compensation is a matter of great public health concern.
Is your job search turning into a grind with no end in sight? It may be time to take a step back and reevaluate your entire approach.
In cold weather climates, the beginning of spring is a time to clean the house and get organized—a practice known as spring cleaning. Through the years, spring cleaning has taken on a larger meaning with people using the time to organize and declutter things in their lives.
For professionals on the job hunt, a little spring cleaning (metaphorically speaking) could be a great way to reinvigorate your job search. Here are a few strategies your job search spring cleaning should include.
Reevaluate Your Job Search Approach
BigstockMake a list of the last handful of jobs you applied for and see if you can identify any positive or negative trends. Consider things like:
- How did I learn about this job?
- How did I apply for the job?
- Did I earn an interview?
- What was the ultimate result?
A lot can be learned about your job search approach just by answering these questions and identifying patterns. For example:
Negative Trends
You discovered five jobs through job boards, applied to all of them via the job boards, and never heard back from any of them.
The common pattern here is applying through job boards. This isn't to say that job boards don't serve a purpose in the job search process, but they have their limitations, and you can't run your job search entirely off of them. When you apply through a job board, there's a good chance that your materials will never get past the applicant tracking system (ATS) and never be seen by an actual person.
One simple fix is to research who the hiring manager or recruiter is that posted the position and email your materials to them directly.
The more efficient fix would be to take a proactive approach by putting together a bucket list of companies that you want to work for and start making connections on LinkedIn with people who work at those companies. You may already know some people who work there or have connections that can refer you to some individuals.
This is a great way to network your way onto a company's radar.
Positive Trends
You applied to three jobs via referral, were invited to two job interviews, and made it through multiple rounds of interviews for one of the jobs before being passed over for someone with a little more experience.
The pattern here is that getting referred to a job by a professional acquaintance is a great way to land a job interview. This indicates that you're leveraging your network well and you should continue to focus on your networking efforts.
The next step is to review the interview process and determine what went well and what needs to be improved. Sometimes the interviewer will provide feedback, and that feedback can be valuable. However, not everyone is comfortable with giving feedback.
Chances are you probably have a good idea about areas of improvement and the skills you need to gain. Put together a plan for addressing those shortfalls.
The good news in making it deep into any interview process is that it indicates that the company likes you as a potential employee (even if the timing just wasn't right) and the experience could be a roadmap to a job with that company at a later date, or another similar opportunity elsewhere.
Give Your Resume & Cover Letter Some Much-Needed Attention
BigstockAre you continuously sending similar resumes and cover letters to each job opening with only minor adjustments? If so, your strategy needs some serious spring cleaning.
Let's start with resumes!
Every resume should be tailored to the position in order for it to stand out to recruiters and hiring managers. It may seem like a lot of work, but it's actually less work than submitting the same resume over and over again and never hearing back.
The reason why it's so important to tailor your resume is that throughout your career, you acquire numerous skills, but the job you're applying for may only be focusing on 6-8 of those skills. In that case, those skills must rise to the top of the resume with quantifiable examples of how you successfully used those skills at previous jobs.
Remember, recruiters go through hundreds of resumes. They need to be able to tell from a quick glance whether or not you're a potential candidate for the position.
While updating your resume, you could also spruce up your LinkedIn profile by highlighting the skill sets that you want to be noticed for by recruiters.
As for writing a good cover letter, the key to success is writing a disruptive cover letter. When you write a disruptive cover letter, you're basically telling a story. The story should focus on how you connect with the particular company and job position. The story could also focus on your personal journey, and how you got to where you currently are in your career.
If your resumes and cover letters aren't unique, now is the time to clean things up and get on track.
Build Your Personal Brand
Just because you're looking for work doesn't mean that you don't have anything to offer. Use previous career experiences and passions to build your personal brand.
Ask yourself, "How do I want other professionals to view me?"
Pick an area of expertise and start sharing your knowledge and experience with your professional network by pushing out content on your LinkedIn and social media accounts. Good content can include blogs, social media posts, and videos.
By sharing content about your experiences and passions, you slowly build your personal brand, and others will start to notice. The content could lead to good discussions with others in your network. It could also lead to reconnecting with connections that you haven't spoken to in years, or making new connections.
You never know when one of these connections could turn into a job lead or referral. The trick is to get on people's radars. So, when you're cleaning up your job search, be sure to build a plan for personal branding.
Maintain Healthy Habits During Your Job Search
BigstockYour job search is important, but it's even more important to know when to pull back and focus on personal health and spending time with family and friends.
There are actually things that you can do for your own enjoyment that could help your job search in the long run, such as:
- Grab coffee with a friend - It's good to engage in light conversation with friends during challenging times. And if your job search does come up, remember that most people have been through it themselves and you never know when a friend may provide you with a good idea or lead on a job.
- Volunteer - Volunteering is a great way to get involved in the community and help others. In addition, if you develop a little bit of a career gap while looking for a job, you can always talk about how you filled that time volunteering, if you're asked about it during a job interview.
- Continue to focus on other passions - Are you a fitness nut? Blogger? Crafter? Continue to do the things that bring you happiness. And if you're in a position to profit from your passion through a freelance job or side hustle, even better!
Spring is the perfect time to clean up and improve your job search so you can land the job you want. If you're struggling to find a job, follow the tips above to reinvigorate your job search—and watch your career blossom!
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This article was originally published at an earlier date.