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I was reminded today of a time when I really had to get creative with budgeting…. Related: Zebit Challenge Day 4: Enough Already, Time To Prioritize Kids were a major financial curveball for my husband and I. We really hadn’t thought through how much it would change our spending habits. While we went out far less (saving money on nights on the town), we spent a lot more on things for the children. I remember realizing our budgeting strategy had to change. Especially, since I had left my lucrative corporate job and was now freelancing and starting my own little company. Income was down and expenses were up.

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