Financial skills are life skills. Most people just don’t treat them that way. We teach our kids manners, multiplication tables, how to read, and about relationships, but financial literacy is too often left off the table. Related: How Spending Plays Into Your Financial Fitness Routine It’s not that responsible money management is somehow less important than other lessons that we pass along to our children. In fact, “financial literacy in today’s world is almost as important as learning to read and write,” according to Jennifer Collet, president and CEO of the Missouri Council on Economic Education, who adds that “a student’s credit history is far more important to his or her future than grade point average.” Money is just a historically taboo subject, and a lot of us don’t feel confident opining on it since we aren’t all that confident in our own abilities to begin with. Unfortunately, we have a Great Recession and more than $73 billion in credit card debt incurred since 2012 that can attest to that belief. Our recent financial shortcomings shouldn’t serve as a reason to hide from the problem, though. Rather, they should serve as the impetus for change. Not only should we begin talking to our kids about money, but we should also take steps to shore up our own financial literacy. Doing so, as you’ll see below, will have positive ramifications across your life.