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I made it! Well, almost. Today’s the last day on my Zebit challenge and I feel pumped. I’m not going to lie, I am going to splurge on a decaf latte tomorrow. But, I have really been reminded about how much money I waste on the little indulgences. I will definitely be mindful of my spending and be using my new mantra, “When I save, I win,” to fight the urge to purchase unnecessary items. Related: Zebit Challenge Day 6: My New Budgeting Mantra

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I was reminded today of a time when I really had to get creative with budgeting…. Related: Zebit Challenge Day 4: Enough Already, Time To Prioritize Kids were a major financial curveball for my husband and I. We really hadn’t thought through how much it would change our spending habits. While we went out far less (saving money on nights on the town), we spent a lot more on things for the children. I remember realizing our budgeting strategy had to change. Especially, since I had left my lucrative corporate job and was now freelancing and starting my own little company. Income was down and expenses were up.

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Today, I woke up sick. However, instead of being able to give myself the TLC I normally do when this happens, I couldn’t. It’s annoying, frustrating, depressing - and of course, stressful. It can be the same with car trouble, taxes, home repairs, medical bills, education expenses, and more. Related: Zebit Challenge Day 2: Budgeting 101

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I’m done whining. Okay, so I’m on a budget. No use lamenting over what I can’t have. It’s wasted time and energy. I’ve got better things to do. Related: Zebit Challenge Day 3: Budgeting Curveballs (Ouch, I’ve Been Hit!)

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