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Both early and seasoned professionals attend school for various reasons—personal development, intellectual curiosity, and even boredom. But with student loan debt on the rise, online degree ads perpetually displayed on TVs, social media, and billboards, and zero guarantee that another degree will give you an ROI, it's important to ask yourself these three questions before you jump on an educational bandwagon.

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So many professionals we've met voice one common concern: "We wish we knew back then what we do now about school and loans before we began our professional journeys." And understandably so!

Earning an undergraduate or graduate degree is no easy feat and comes with its own set of financial and professional challenges including, but not limited to:

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There are many people out there who are fortunate enough to go to school with a few career paths in mind.

However, there are also many people who aren't sure which path is best, and spend four or more years trying to make sense of the best route to a satisfying career.

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You did it! You managed to survive the long nights cramming and countless research papers.

Now comes the most rewarding part of your undergraduate education: graduating.

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Picture this: you come across a job posting and think, "wow, that's my DREAM job!" You instantly get excited about this opportunity and start crafting your resume and cover letter.

However, when you work on your resume, you realize that you have very little work experience to show off.

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