It's a whole different world when you're in high school… we remember it. One of the main parts of growing up is getting your first job. Landing your first “real” job is a good idea for many reasons, best of which is to help you get your first car, and to help you afford things that come once you’re a driver (think drive-in theaters, road trips, etc). It’s a bit tougher to get a job in this economy, but it’s still readily possible. Our fast-track guide to getting a job? Look where your friends and peers aren’t looking. Skip the movie theaters or the fast food joint jobs, and go instead to all the local mom-and-pop shops, stores and business. (Remember: They DON’T have to be an open-to-the-public business, just knock, smile, introduce yourself, state you’re local and looking for a job, and ask what they do and if they need any help.) They may just need some help out in the back or would like to hire a cashier, etc. You never know, and you may be surprised at their response! If you’re already semi-decided on a career, don’t hesitate to look at local companies and corporations in your field, go on their website and try to find the contact information of the most relevant person that could hire you. Then, send them a short but nice e-mail and explain why you’re looking for a job - including what you’re good at. Tell them you want to just get your foot in the door. They very well might hire you, or at the worst will offer some advice and tips on job hunting, or send you to another place looking to hire. Don’t send a resume or anything at first, just e-mail. Now since we’re car people here at Automotive.com, the main reason we think you’ll want a job as teen is to be able to afford your own car. Right? This is a very important time of life, and there are many things that will factor into your decision. You parents will likely be most concerned with safety since you won’t have as much driving experience as them, and will want to make sure that you get a car that's equipped with standard safety features such as air bags and anti-lock brakes (though once again, in our day we didn’t have these and we’re still fine), but safe is always good. Another factor that should help determine your ideal first car is its fuel economy. You will be driving A LOT, trust us, and especially in a few years when you start driving to college, so mileage is important. Buying a mid-sized or smaller car will definitely help save on gas. (Here's a list of fuel efficient cars.) However, sometimes bigger cars/trucks are cheaper upfront to buy for the same reason (less people want gas hogs, and there’s less demand for these cars so they’re cheaper), therefore it’s a bit of a trade-off. There are also certain features that would be quite helpful in a first car, or any car for that matter. A GPS or navigation is great in case you get lost while driving. You’d be quick to point out the iPhones and smartphone’s of today all have GPS-enabled maps, but remember fumbling around on a phone while driving isn’t the safest thing in the world, and it’s best to try to minimize it as much as possible. For ourselves, we much-prefer a turn-by-turn voice driven GPS unit over our iPhone’s Google Maps anyway. When buying a car, one of the biggest decisions is whether to go the new car route or pick up a cool used car. It's typically not a good idea to spend a bunch of cash on a new car or hound your parents for it, unless the price is right and you get good financing (0-3% is ideal, your parents or relative can co-sign for you to achieve this rate). However you may want something older so you won't be that upset if it gets banged up a little bit—think fender bender, or someone at school banging their door into you in a busy parking lot. If you’re getting a used car though, make sure to check if it’s reliable or not. IntelliChoice, Consumer Reports and other resources can help you with this. If the car is a gift from someone though, like your parents, don’t worry about it. A car is a car. Unless you can talk them into buying a newer car because it’s safer. Anyway, another thing to keep in mind that will really stink for your parents (or you if you have to pay it) is car insurance. Insurance for teen drivers is high, there’s really no way around it. Companies are taking a big risk insuring rookie drivers who don't have that much driving experience, but they still need to grow their future client base so they have to give out reasonable rates. Plus, most teens are actually great drivers, it’s the few out of the many who wreck their cars every year that jack up everybody’s rates! But the type of car that you will drive plays a large role in insurance. Faster cars will cost you more to insure, as well as expensive cars. So keep that in mind. We hope we were able to help you with landing a job if you don’t have one, and we hope we were able to give you some useful and actionable advice for buying a car. Feel free to visit us online (click the link below) or drop us a line on here. Teens got job car image from Shutterstock
8 Ways You're Being SHUT OUT Of The Hiring Process
1-hour workshop to help job seekers figure out what's getting them tossed from the hiring process
September 28, 2022
Are you terrified of screwing up a job interview? Does the thought of writing a cover letter horrify you? Are you scared to network with others? What do you even say, anyway? If you're struggling to overcome your job search fears, this live event is for you.
We get it. Looking for work can be scary, especially if you’ve been at it for a long time and haven’t gotten any results.
Understanding which fears are getting in the way and how to overcome them will make all the difference. Sometimes you might not be aware of which obstacle is getting in the way of your goals. If you want to overcome these fears once and for all, we invite you to join us!
In this training, you’ll learn how to:
- Utilize strategies for coping with your job search fears
- Be confident in your job search—from writing your resume to networking
- Face your fears and move forward
Join our CEO, J.T. O'Donnell, and Director of Training Development & Coaching, Christina Burgio, for this live event on Wednesday, October 5th at 12 pm ET.
CAN'T ATTEND LIVE? That's okay. You'll have access to the recording and the workbook after the session!
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November 28, 2022
Yesterday, I had a “bad day.” Poor sleep, work was a challenge, family issues, and feeling worn down. I was not in a good mood by any stretch of the imagination.
I went home to my lovely wife who made a nice dinner. She asked if I was OK, and I said no. She left me alone for a while, and I opened up. We talked. Still, I was having a bad day.
This morning, I woke up and had my daily meditation. I listened to expert-led meditation on resetting my day. The teacher pointed out you cannot retake yesterday’s breaths; you can only breathe the breath of the current moment.
Think about this for a moment (while taking a breath). Can you retake your last breath? Can you retake the breath from two weeks ago, two years ago, or two decades ago? Can you take a breath two years from now? The answer is no—you can only breathe in the present moment.
Profound, thought-provoking, and so simple.
Letting Go Of The Past
I am Jim, and I have a problem. I cannot let go of my past. I dwell on mistakes. I rethink and rethink my actions repeatedly. I go over in my mind what I did wrong and what I would do differently given the chance.
Those breaths are gone, and I cannot get them back. No matter what I do.
I have been doing a lot of reflection in the past several years. I have found a new philosophy for life that I am actively exploring. Mindfulness and being present are at the forefront of this study. Breathing my current breath.
Worry About The Future
I am Jim, and I have a second problem. I overthink my future. Similar to my past, I replay what I want to do repeatedly in my mind. I work through scenarios (many worst cases) to plot how I want things to go. I even stress over those things I cannot control—like someone’s response.
These breaths have not even occurred, and I cannot predict when and where they will fall. No matter what I do.
Preparation and being mindful of the future are OK. Worry and obsessive planning can be stressful. Regardless of how hard we try, we cannot control every aspect of the future, nor can we predict those breaths.
Breathing Right Now… And Enjoying It.
I am not an expert, and I am only several steps along my life path. I can tell you, I have struggled with being mindful and present. Whether I am replaying my day past or I am predicting my indeterminate future, I am adding undo stress to myself. I am creating chaos. Until this morning, I did not (and may still not) fully appreciate the words "you cannot breathe yesterday’s breath." Your breathing is the one thing you can follow to remain present and in the moment. It only occurs once, and it cannot be recreated. No two breaths will ever be alike. No breaths can ever be repeated.
The only breath that matters is the one you are taking right now. You can learn from the previous breaths, and you can prepare for the future takes. However, the only one truly in your control is the one taken right now. All the others are meaningless.
Take your breath, and know it is the best breath you can take in this very moment. Enjoy it.
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I spoke to a senior business leader who talked about how the thoughts of navigating the risks associated with some of the business processes he currently manages keep him awake. He leads the segment of his company that coordinates customers' activities, mobile transactions, and e-commerce payments. Some of the reasons why he was worried were:
- Possibility of a hacker compromising customer data for spam or identity theft
- The fear that a customer data breach will result in a reputational damage
- Concern that someone might use a stolen card to make an online purchase
- Thoughts of an employee mistakenly sending confidential data to a wrong email
Addressing all these concerns requires a risk management strategy. An effective risk management strategy is extremely important to mitigate potential risks that might prevent the achievement of business objectives. A survey from EY showed that 84% of board members do not believe their organizations have a highly effective risk management strategy. Risk management strategy is a vital part of the risk management process, which involves the following steps:
Asset Identification & Prioritization
The first step of the risk management process is to identify the organization's assets, including physical assets, employees, information, and intellectual property. After identification, the assets are prioritized based on criticality. Assets could be classified as high, low, or medium based on their criticality to business operations.
This helps to identify, prioritize, and determine how risk is treated. It involves three (3) steps:
- Risk Identification - This involves identifying threats and vulnerabilities that place business assets at risk that might impact the achievement of business objectives. Example: What are the threats to data in the data warehouse? What harmful event may cause damage to physical assets? What are the harmful events that could cause danger to company employees at work? What could cause damage to business assets? Is our software susceptible to a malicious cyberattack?
- Risk Analysis - Based on information obtained from the risk identification process, the risks are analyzed and prioritized based on the likelihood of a threat's occurrence and impact.
- Risk Evaluation - This examination of the risk analysis results and comparison with established risk evaluation criteria to determine whether the risk is acceptable or additional controls are required to manage or mitigate risk.
Risk Management Strategy
This is the third phase of the risk management strategy. It is also known as risk treatment. It is the approach adopted by an organization to address risk. It leverages the information and results from the risk assessment process which includes identification threat, determining their probability of occurring an impact. It varies based on the company's risk appetite.
- Risk Transfer - This strategy transfers risk to an external party. It is often adopted when a company cannot mitigate the risk associated with a business activity due to a lack of expertise or other complexities. Risk transfer doesn't discard the risk but transfers the responsibility of risk treatment to another party. An example is hedging an exchange rate risk through a derivative control or outsourcing a software development project to an IT company.
- Risk Acceptance - This is also known as risk retention. It applies when an organization is aware that risk related to a business activity is known and accepted because it is unlikely to occur or is within the company's risk appetite. An example is when a company decides to limit resources allocated to perform review checks for transactions below a set threshold because the probability of fraud occurrence is low.
- Risk Reduction - This is also known as risk mitigation. The strategy attempts to prevent a risk occurrence by implementing a control to mitigate the risk. An example is a company implementing a customer feedback mechanism to address customer concerns and avoid customer attrition. Also, human resources can implement an exit interview process to reduce employee turnover.
- Risk Avoidance - This strategy eliminates risk from occurring due to costly consequences. It applies where an organization does not engage in a business activity because its associated risk exceeds its risk appetite. An example is when the company considers an opportunity to expand its product line but decides not to continue after analyzing the business plan and discovering that it's too risky and will significantly impact the organization.
The risk management process is an ongoing exercise. After the risk has been identified and analyzed and an appropriate risk treatment strategy has been determined, there is a need to continuously monitor risk by tracking changes in the environment, its impacts on business objectives, and existing risk management strategies. This process will help adjust strategies as required to ensure they are still relevant and effective.
There is no business without risk. Developing and implementing a risk management strategy that allows business executives to identify, address, and monitor risks is crucial to risk management success. Effective risk management creates a healthy environment to achieve business objectives and helps business leaders identify opportunities and actions they need to take.
If you're interested in learning more about how risk management can help achieve your business goals or have any questions, please feel free to follow/connect with me on LinkedIn.
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